Despite our recent warm spell, we can expect some severe cold spells this winter. The most immediate threat to your home is from frozen pipes, which could burst and cause substantial water damage to your home. The second threat is not immediate, but something you should prepare for now: snow loads and ice dams on your roof. Here are some steps you can take to protect your property from the..
The year 2019 is fast drawing to a close. All of us at Keefe Insurance want to wish you and your family a safe and joyous holiday season!
One of the highlights of 2019 is the passage of a new Distracted Driving bill in Massachusetts. The bill passed with only 1 dissenter in the House, and 1 in the Senate. Previously, Governor Charlie Baker had opposed an outright ban on the use of cell phones..
The holiday season is upon us! Cyber Monday kicks off the busy online shopping rush for buyers, online retailers and delivery services. Unfortunately, it is also high season for "porch pirates", unscrupulous individuals who steal packages from homes year round.
According to the U.S. Department of Commerce, e-commerce sales grew nine times faster than in-store sales between 1998 and 2017. So if..
Labor Day is the "unofficial end of summer". We hope you've had an enjoyable summer. There are many reasons to hit the highways and byways this fall, from following your favorite sports teams to attending fall fairs and festivals.Wearing a seat belt increases your chances of avoiding serious injury or death in a crash by up to 50%. And it is also critical that children be seated in an approved..
Weddings, regardless the current economy, are still quite expensive events. The average cost of a wedding still approaches $30,000. Insurance has become a necessary component to provide special protection for this extremely important, personal event.
Wedding insurance is not standardized, so policy wording can be quite different among the specialty insurance companies that..
It's summertime. What a great opportunity to get the bikes out of the garage and enjoy a relaxing ride while getting a little exercise. As enticing as that sounds, the National Highway Traffic Safety Administration (NHTSA) reminds everyone that consistently 2% of all traffic fatalities involved cyclists. In the under 14- year-old category, that increased to 9%, the majority of which are boys...
It's the start of another summer season and we hope that you and your family will have an enjoyable one. We're sharing some ideas and information with you to keep everyone safe and happy while they are participating in all the outdoor activities that make summer in New England a wonderful season of the year.
- Can our business be held responsible for injuries or damage..
Office Functions and Alcohol
The office picnic, office-sponsored sports activities, holiday party, and client party may involve serving and consuming alcoholic beverages. Therefore, a number of questions arise, such as the following:
- Can our business be held responsible for injuries or damage that results from serving alcohol?
- Is the current insurance program sufficient to address this concern?
Prom and Graduation season is coming up quickly. Many parents of juniors and seniors worry about their children's safety, especially at this time of year. It is all too often that too much youthful celebrating leads to accidents and serious injury.
In 2002, a study revealed that 40% of teen traffic fatalities that occurred either during prom or graduation weekend were alcohol-related. ..
We're coming up on Distracted Driving Awareness Month in April. Despite the fact that New England states banned cell phone use while driving in 2010, illegal usage is up nationally. According to a study by Zendrive, 60% of all drivers use their cell phones at least once while driving. The study found that distracted drivers used their phones an average of 3 minutes and 40 seconds per hour. And..
Are you starting your own information technology (IT) firm? The following Trusted Choice® article perfectly summarizes the types of insurance you will need for your new business.
Starting your own company means dealing with some business essentials that may not be as exciting as seeing your code perform a function seamlessly for the first time.
For example, insurance.
You probably already know..
Massachusetts may be the sixth smallest state in the USA in terms of square miles. However with our large population, our drivers spend considerable time commuting to and from work, visiting friends and family, and doing errands. Obviously the more time a person spends on the road, the greater the chances of experiencing vehicle damage. Windshield damage is one of the more common types of damage..
No doubt about it: smoke alarms save lives. According to the National Fire Prevention Association, three of every five home fire deaths resulted from a lack of smoke alarms (38%) or no working smoke alarm (21%). These devices can mean all the difference in giving you and your family time to get out of the house if there is a fire.
If you're saying, "We've got detectors already", you still need..
Internet and cell phone apps have added a whole new dimension of convenience to our lives. We can do our banking, pay bills or report claims right from our phones or laptops. But with this convenience has also come a deal of confusion created by private sites that "appear" to be genuine government sites and the goal of which is to make money from unsuspecting users.
It has been brought to our..
Here's hoping you're enjoying your Labor Day weekend! Time for back to school and cheering for the New England Patriots.
You may have recently seen a home warranty company's TV commercial that asks, "Why pay for something that MAY happen when you know WHAT will happen?" This question seems to imply that you would be better off to buy less home insurance coverage or increase your home insurance..
Let us be the first to wish you and your family a safe and happy July 4th holiday and an enjoyable summer vacation!
While we care about helping you prevent losses to your property and belongings, we care more about your family's safety! In the interest of assuring a safe summer, we're providing some information and some links that you may want to share with your family members.
And right up..
With the start of the summer season, we'll be experiencing some dramatic thunder storms, with heavy rain and sometimes hail. According to the National Weather Service, there are 25 million cloud-to-ground lightning strikes and about 300 people struck by lightning annually. On average, 30 of those people die and the rest often suffer some lifelong disabilities.
Many lightning victims say they..
Have you checked the expiration date on your Massachusetts drivers license lately? Do you use it as your ID when you travel by air, train or bus to get through security?
As of October 2020, you will no longer be able to use your current license as your ID to board a plane in the U.S. or to enter a federal building. Instead, you'll need your license to comply with the new federal RealID..
This year's exceptionally rough weather is resulting in an unprecedented number of potholes on our roads and highways. According to the Car Care Council (carcare.org), the average motorist spends an average of $335 a year on damage caused by potholes. Nationally, that amounts to more than $5 billion annually on repairs.
This time of year, we get the question, "Can I file a claim for damage..