Protecting responsible drivers from the risks of everyday travel
The best auto insurance program is the one that provides just the right coverages for your situation, at the right cost. For example, what are the right coverage amounts for personal liability coverage? Should you buy substitute transportation coverage? What's the right deductible choice? Do you need uninsured motorist protection?
- Home/Auto account discount
- Selection of deductible amount
- Safe driver credit
- New youthful driver in the family
- Good student discount
- Student away at school
- Anti-theft and safety device credits
- Senior driver credit
- Low mileage credit
- Public transportation credit
We'll review these and other special considerations with you. We will also recommend which of the companies we represent is best for you.
For descriptions of insurance policy types visit www.iii.org.
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Auto Deductible Options
One of the most popular ways to reduce the cost of automobile insurance is to select a higher deductible option. While your share of any loss you suffer will be greater, your annual premium savings can add up to a substantial savings and an offset. Essentially, you are "self-insuring." Your Keefe Insurance service representative can show you how it works and how much you can save.
Auto Anti-Theft Device Discounts
Alarm Systems: Among the more prudent loss prevention steps you can take is the installation of alarm systems for you car (and your home too). Discounts for alarm systems are available in varying amounts depending on the type of alarm installed and operating. Your Keefe Insurance service representative will review the benefits of each and the discounts available.